What is Klarna?

Klarna is a financial services company founded in Sweden in 2005 that offers payment solutions for online and in-store purchases. Its main objective is to make it easier for consumers to buy products by offering flexible payment methods.

What does Klarna offer?

1. Buy Now, Pay Later (BNPL):
   Allows customers to buy a product and pay for it after 14 to 30 days, without interest.

2. Pay in installments:
   Divides the payment into 3 or 4 interest-free parts or into longer terms with interest, depending on the country and the merchant.

3. Immediate payment:
   Users can also pay instantly by card or bank account.

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